SQR400 Flash Funds Software For Bank Account Flashing (Step by Step Guide)

SQR400 Flash Funds software for direct wire transfers (Flash Funds) preferably Fake Bank Alert (as commonly pronounced by many in some parts of the world).

  • Unlike previous versions, the latest v6.4 functions just like your conventional banking application.
  • No technicality required
  • The SQR400 V6.4 can be operated by anyone without a programming knowledge
  • No server Nods required as this is synchronized with your tool during the registration and synchronization process

The SQR400 Flash Funds tool comes in two different categories;

  • Flash Funds B1 (MT202 Direct Deposit into bank account available balance)
  • Flash Funds B2 (MT103 Direct deposit *none available balance reflection*)

The SQR400 Flash Funds B1 is a complete hacking tool and one of the most in demanded for transactions beyond flash funding. Some key features of the SQR400 Flash Funds B1 are listed below

  • Carding
  • One Time Password (OTP) bypass
  • MT103 Enabled Flashing

The SQR400 Flash Funds B1 | Flash funds MT103 embedded. This means the B1 functions just as your regular internet banking does with foreign and local bank transfer. The difference is the fact that funds flashed with the Flash funds B1 remains in the recipient account for a duration of 28 -34 days, depending on your choice because you can actually configure it in your flash funds account setting.

The funds can be transferred or withdrawn from the recipients account during the scheduled duration. also note that if the funds flashed to the recipient account is transferred or withdrawn, the recipient account balance will remain as it is and account holder may encounter some bug related issues but there wont be any suspicions.

The SQR400 B1 also has the Credit card wipe feature (commonly pronounced Carding), This means with the Flash Funds SQR400 B1 you can wire out money from a victims Bank account with the use of either a credit card or debit card linked to the victims bank account.

Information required to perform a Credit/Debit card wipe using the SQR400 B1

  • Card Number (long card number written on the card)
  • Card expiry date (year and day when the card will expire)
  • CVV number (Located at the back of the card)

Access to the victims mobile number or cell phone is not required because the SQR400 B1 bypass the OTP verification phase.

Information required for Flash Funds with SQR400 B1

  • beneficiary account number
  • Bank name
  • Account name (for some countries the SQR400 B1 software will auto validate the account info and bring out the account name automatically)
  • Amount to flash (the amount of money you want to pay into beneficiary)

Funds wired SQR400 B1 will go directly to the client account and tops up to their before inward payment balance.

How to get SQR400 B1 Flash Funds Software

to get SQR400 B1 flash funds software click here, place your order with a valid email address that you have access to, set your account and begin your transactions. if you need help to set up your account do not forget to contact us ASAP and one of our support team will be available to assist you swiftly without any delay.

In-depth Analysis Of The MT103 Embedded Flash Funds

The introduction and analysis of SWIFT cover and serial payments in the latest Flash Funds Pro V11.09 provided us with a good foundation to move further. We can now consider concrete examples of SWIFT MT103 202 cover payments, see which parties are involved and the content of the messages that they exchange.

In this article, we will perform a detailed analysis of a MT103 announcement sent by the Flash Funds Pro Tool to the creditor bank. Letโ€™s first look at the picture depicting the messages and the different parties.

On the picture, Input and output messages are highlighted to make you aware that the message sent, is not exactly the same received by the receiver.

What you see on the picture is a payment that a company in France, customer of Flash Funds in Paris, wants to send to another company in Spain, customer of Banco Santander in Madrid. The payment is in USD currency. Since the recipient, Santander is not located in the USD currency zones, the funds transfer happens through their correspondent accounts opened with Banks in the USA.

In this example, we initiated the Flash in such a way that the correspondent (Flash Funds) is Wells Fargo and the correspondent of Santander is Bank of New York Mellon. In any case, Flash Funds sends a combination of SWIFT MT103 202 Cover messages for the transfer.

Major Banks in general create subsidiaries in other currency zones that they use as correspondents. Santander for instance would use Santander New York instead of Bank of New York as correspondent.[/box]

The table below contains the fields that are transported in the Flash Funds MT103 announcement message. An additional column (comments) provides further explanation, so that it is easy to understand each field and what it is used for.

Explanation
Format
Comments
Sender
BNPAFRPP
The Sender BIC appears inย header block (Block 1)ย in the MT103 Input and in the application block (Block 2) in the MT103A Output.
Message Type
103
The message type is the second field ofย the block 2.
Receiver
BSCHESMM
The Receiver BIC appears inย header block (Block 1)ย in the MT103A Output and in theย application block (Block 2)ย in the MT103A Input.
Unique End-to-end Transaction Reference
121:d85a7574-863a-494d-bfbe-4084bf7704e1
This reference is provided in theย user block (Block 3)ย and transported end-to-end.
Message text
This introduces the Text block (block 4). All the fields below are in the text block of the MT103 Announcement message. The MT103 and the MT103 announcement contains exactly the same fields.
Senderโ€™s Reference
:20:103REF405775
It is mandatory and of format 16x.
Bank Operation Code
:23B:CRED
It is mandatory and of format 4!c.
Instruction Code
:23E:PHOB/+34.91.397.6789
It is optional and of format :
4!c[/30x] (Instruction Code)(Additional Information)
Code PHOB means Phone Beneficiary. With this code, the sender requests the beneficiary bank to advise/contact beneficiary/claimant by phone when the funds will be received.
Value Date, Currency, Interbank Settled Amount
:32A:180828USD367574,90
It is mandatory and of format:
6!n3!a15d (Date)(Currency)(Amount)
Currency, Instructed Amount
:33B:USD367574,90
Normally optional in the standard. It must be provided because country code of Sender is FR and country code of receiver is ES. See Rule C2.
Format 3!a15d (Currency)(Amount)
Ordering Customer
:50F:/01234567890
1/Company France SAS
2/28 RUE DENIS PAPIN
3/FR/CRETEIL 94400
Ordering customer information is mandatory and can be provided in three different formats according to the options A, F and K. Option F is chosen in this case with format:
35x (Party Identifier)
4*(1!n/33x) (Number/Name and Address)
Senderโ€™s Correspondent
:53A:PNBPUS3N
Correspondent of sender (BNP Paribas). Sender has an account in USD with PNBPUS3N.
Receiverโ€™s Correspondent
:54A:IRVTUS3N
Correspondent of receiver (Santander). Receiver has an account in USD with IRVTUS3N.
Beneficiary Customer
:59:/ES6300491800132710387658
Company Spain S.A.
Santa Hortensia 26-28
28002 MADRID
SPAIN
Beneficiary customer information is mandatory and can be provided in three different formats: No letter option, Option A and Option F. No letter option is chosen in this case with format:
[/34x] (Account) here in IBAN format
4*35x (Name and Address)
Details of Charges
:71A:SHA
It is mandatory and of format 3!a. It can take 3 values: BEN, OUR and SHA. SHA means charges are shared between Ordering and beneficiary customers.
End of message text/trailer

The first message in the combination (of SWIFT MT103 202 Cover) that is analyzed in detail below is the MT103 announcement.

Narratives & Notes On This Flash MT103 Announcement Message

As usual, there is a lot to say about this Flash Funds MT103 announcement message. The following narratives and notes allow to get a deeper understanding of the message content.

Narrative and note 1 (Main purpose of this Flash MT103 announcement)

The Sender (Flash Funds) is informing / announcing to the Receiver (BSCHESMM) that funds are coming for a specific customer. The funds will be credited on receiverโ€™s USD accountย  with its correspondent IRVTUS3N.

Narrative and note 2 (Presence of fields 53a and 54a in this Flash Funds MT103 announcement)

The presence of the Tags 53A and 54A indicate that there is no account relationship in USD, the currency of the transaction, between sender and receiver.

Field 53A indicates the Bank which is to provide the funds to the Receiver on behalf of the Sender.

Field 54A is the receiverโ€™s correspondent, the Bank that will receive the funds on behalf of the Receiver.

Senderโ€™s correspondent bank does not have account relationship in USD with the Receiver (BSCHESMM), therefore, Receiverโ€™s correspondent bank must be added to the chain (54A:IRVTUS3N).

Narrative and note 3 (Absence of fields 52a and 57a in this Flash Funds MT103 Announcement)

There is no ordering institution (52A) in the message. So the ordering customer is customer of the Sender.

There is no account with institution (57A). It means that the Beneficiary customer account (:59:/ES6300491800132710387658) is hold by the receiver.

Narrative and note 4 (The charges)

Details of charges (Tag 71A) is SHA. The charges are shared between Ordering and beneficiary customer. Sender pays charges to ordering bank. Beneficiary pays charges to receiving and other intermediary banks.

This ends our analysis of the Flash Funds Pro MT103 Announcement. Note: The above information on the mode of operation of the Flash Funds Pro tool is for those who seek to have an in-depth understanding of how the tool works. Aside this, the Flash Finds Pro Tool is an easy to install and use tool. Anyone who can operate a conventional banking app should have no issue operating the Flash Funds Pro

Frequently Asked Questions and Answers

Here is a quick case scenario before we go on to the Q&A: Letโ€™s say you transferred the sum of $100,000 to victim, assuming his official account balance was $15,000. When your Flashed Funds hit the victims account, it tops up their amount to $115,000, and the money remains in the victims Ledger Balance for a period of 72 Hours before being wiped out by the victims Bank firewall.

Is SQR400 Flash Funds Pro Flash Withdrawable?

The funds can be transferred or withdrawn from the recipients account during the said period of 72 hours. This is made possible by the MT103 LOG embedded in the Flash Funds Pro unlike theย LITEย version

If You are looking forย withdrawable flash funds app,ย the Flash Funds Pro will serve your purpose. This is the reason a lot of users tag it to be theย best bank flashing tool online.

Is the Funds Transferable?

This is possible only with the Flash Funds pro | Fake Bank Alert Tool version. Funds Flashed to eligible countries and banks can be transferred out during the 72hours of the funds being domiciled in the account. It is important to note that 72 hours after this funds are moved out or withdrawn, the recipient account goes deficit. this means negative balance. So we advice against using your personal account for this kind of transaction.

If the explanation above is not clearly defined or if you have more questions to ask in regards toย how flash funds works,ย you can message us privately or do that in the comment section.

How Long can one use this App?

Flash Funds got a life time Activation. As soon as your activation is completed, you can continue using the app as long as it remains on your Device. Itโ€™s important to NOTE that the Flash Funds Tool has a balance. If this amount (Balance) is completely depleted, the user must top it up in order to be granted the right to execute more transactions.

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